VoIP, what is it?

With the development of telecommunications, it now benefits from new offerings, VoIP in particular is more and more followers as it offers many advantages and is increasingly present in homes. But what exactly is VoIP?
VoIP literally means Voice over IP (Internet Protocol), or simply Voice over IP network. So a method of communicating over the Internet by voice. You could use it via instant messaging software like Yahoo Messenger, Windows Live Messenger and ICQ, among others. So it was to communicate from PC to PC, but the service has grown in recent years IP telephony can therefore make real phone calls. Skype is now a major player in this market for computer telephony. But operators triple play (internet, telephone, television) offer this course by internet telephony service through their modems multiservice.
The advantages of VoIP are many, both for providers and users. Firstly in terms of cost, users of Internet telephony are significant savings, especially for international calls: Call Algeria, China or the United States not to increase more, now, your phone bill. These cost reductions are even greater for companies that chose VoIP.
Other advantages are rather technical but equally interesting. Thus, VoIP represents a small revolution in telecommunications but will not keep its users trapped in their technology choices, because changes that will depend much less than the existing one. There will be no problems of compatibility or interoperability with multiple vendors and different standards. In addition, select IP transport is grouped into three networks: voice, data and video, which greatly simplifies management, since only one tool all pools. It's the whole point of the triple play. And regarding the video services are numerous and include applications such as video conferencing, e-learning, video surveil, video on demand, video games. This wide variety of services are offered at minimal cost, this explains its success.
VoIP has greatly streamlined communications and reduced prices. Transporting data, voice and video can now be provided by IP only. Call Algeria, to make a video-conference with Canada, a course in Australia, there is no limits!

From the classic line to GSM and VOIP telephone history

It is popularly accepted that Graham Bell was the inventor of the telephone. Although the intellectual property of the invention is discussed, it was Bell who in 1876 laid the provision of improved telegraphy. In 1877, the first test was conducted by himself. The very first words would have summers: "Mr. Watson, come here. I must talk. "
Since then, improvements in the world of telephony has continued to evolve. Younger generations do not probably remember it, but when the phone was launched in early 1990, it was not immediately a revolution. The reason was simple: the first mobile phones were not quite the pinnacle of portability ...
GSM already has a long journey. It has become increasingly small. Telephone companies have increased their support in the form of subscriptions and of course, coverage. Unless voice, it became possible to also send short messages: text messages. It is strange to imagine today, but the first response to SMS was rather cold. What could we say in 160 characters?
It is thanks to young people who have created their own ingot SMS, the SMS started to experience a success. SMS came after MMS. The mobile phone is nowadays much more than just a device to make calls and send short messages. Music, photo, calendar, internet, or even console games: everything is possible with new cell phones.
Behind all this, there are different technologies. In 1997 we added the GPRS and GPS technology in 1999 for EDGE data transmission other than voice. Now it's 3G, mobile internet, which is all the rage. And it awaits the 4G.
But the phone, it can also happen through Internet networks, whether a telephone line (PSTN) or coaxial cable. This is called VoIP, Voice Over Internet Protocol. The advantage is reduced cost. The VOIP phone is implemented in many companies but for consumers, it also exists. Skype is the best example. However, the use of VOIP calls without a computer by cons phone specially designed for VOIP.

How cheaper calls worldwide

Is it really possible to cheaper calls? The answer is in this article.
Telephony has grown considerably in recent years.
Especially since the advent of the Internet and discovering the TOIP (Internet telephony), it is now possible to call the unbeatable prices that no matter what you call a landline, cell phone or halfway around the world .
Cheaper calls with Internet telephony
VOIP (Voice over Internet) allows for a few years of free Internet calls from computer to computer.
Connection systems are different, no need to pay a telephone operator to join your party.
The famous Skype uses this particular system and now allows millions of people to speak and be free from Skype pseudonyms.
It also can call landlines or mobile phones at very affordable prices to all countries of the world.
It is without doubt one of the least expensive systems on the market.
Cheaper calls with prepaid cards
Yes indeed prepaid cards have been around a little longer now and are still essential, especially in countries where immigration has greatly expanded.
It is indeed a simple way to join family or friends back in his home country. However, new maps bloom every week.
And, apart from maps created by the major telecom operators, it is unclear whether the new cards are reliable in terms of operation and duration promised ...

The management of customer, a vital function in the company!

In France the regulations prohibiting companies are often made on credit and payment terms vary effective for five years at a relatively high level of between 63 and
68 days (65 days in 2005) (1).
However, these payment delays may seriously affect the financial stability of a company at three levels:
• profitability: the company provides credit to its customer support expenses of administration of its claims and has to re finance loan from debt or equity;
• its risk: the agreeing payment terms exposes the firm to a risk of rupture cash payment default of its customers;
• its debt capacity: a credit policy in international business raising their working capital needs of the business (BFR), which reduces its borrowing capacity, necessary to finance its investment projects.
To control its risk client, the company must establish a simple and effective management, involving all the company's business (logistics, sales ...) throughout the sales cycle:
• the order is taken, the company must assess customer risk through a collection of relevant information (capital, age, financial situation ...), and create optimal conditions for payment by negotiating with the buyer on terms appropriate its profile;
• between billing and the due date, the company should focus on monitoring risk, recovery upstream to prevent litigation, and the financing of the debt;
• finally, after deadline, if the debt is not paid, the company must quickly proceed with the claim for payment under its own power or through the intervention of an intermediary. If
was insured against the risk of default or if it deals with a factor, the company will approach this phase with more serenity.

Sheep Shearing, a meticulous art

It's the summertime, in the spring, the sheep are usually sheared. At least once a year, the sheep must be stripped of their fleece for their well-being. The reasons? First, for hygiene: sheep shearing avoids the appearance of external parasites, and animals are the cleanest in sheep. Having less hot, sheep eat with more appetite and have a better body condition. Although more than one crop of wool, sheep shearing is most essential to their health.
Although there are still some who practice shearers shearing sheep with forces, most of them use electric mowers sheep. In less than three minutes, the sheep is totally stripped of its wool, then it would take 10 to 13 minutes for shearing sheep with scissors. For a herd of 200 to 300 sheep, this modern tool allows them to gain valuable time.
The Bowen method, the "technical Orange
There are various techniques for sheep shearing, depending on the type of race. The best known and effective method is the Bowen, the name of a shearer in New Zealand. The sheep is then positioned comfortably between the legs of the shearer in a sitting position. Then the positions are linked in a specific order: on the side, back and side. This method can remove the wool in one piece, like an orange peel. Thus only 41 shots electric clipper, sheep are stripped of his fleece.
To learn this technique, a 3-day training is required. But in reality it will take years to shearer and thousands of shorn sheep to master this method and succeed in removing the fleece in less than 3 minutes. The world record? An Australian Dwayne Black, who has stripped a sheep in 45.41 seconds in 2009. But the sheep shearing is not just about speed, it must be a balance between speed, cutting and quality of work. More than a profession, an art

Why Gold Investment ?

People buy gold for various reasons:
Gold is popular in industrial applications as gold has a high resistance to corrosion. It is malleable, ductile, and possesses high electrical conductivity. Gold cannot be destroyed easily. It does not tarnish and is also not corroded by most of the acids – except by a mixture of nitric and hydrochloric acids.
Gold forms an integral part of many industries. The jeweler industry the major user of gold since gold has aesthetic appeal and its beauty recommends it for ornament making above all other metals.
Gold is an important part of religious and social customs in many countries even today. It is also still used as a form of saving.
Nowadays many Central Banks have been selling off huge amounts of their gold reserves. As a result the international price of gold has dropped in the last few years.
Also, buying of gold can prove to be a safe and parallel investment. Due to uncertainty in the stock market and the value of the US dollar, it’s a good idea to put 10-20% of your money into a hedge fund in order to protect yourself. Because they have relatively stable values gold and silver have always been considered to be safe and sensible parallel investments.
Timothy Green, a well-known gold expert, says:The great strength of gold throughout history has not been that you make money by holding it, but rather you do not lose money. A research study has shown that gold has maintained a consistency in its purchasing power. Records shoe that this constant has remained for over four centuries, right from the mid-twentieth century to the middle of the seventeenth century.
So we can safely say that despite recent hiccups, gold is an important and popular investment which smart investors cannot ignore.

Secure Your Future With The Kb Gold Business!

The KB Gold Business has an intriguing MLM with loads of possibilities and from people that used great knowledge in the past to start this up. Well aware of the global markets being down. Economies worldwide are suffering.
Euro was supposed to be the savior of Europe from economic recession, but it did not turn out to be so. The investors have therefore considered investing in terms of gold, as the value for gold showed steady growth and was not affected by the economic slowdown. The recession did not seem to end any sooner and this prompted them more to invest in gold.
After studying the market for years I've invested numerous times in Mineral companies and gold exploration companies. It's never let me down.
The idea of an MLM that allows you to monthly convert your savings into gold while convincing your friends, relatives, and the world of the internet to do the same I really believe is a great one. And I also believe, if you are talking with anyone who has any sense of economy it won't be that hard to gain their attention and interest.
The compensation plan is pretty simple. As you build up points you increase the percentage of the total volume you earn. There is nothing fancy about it, it is not so great but it is simple and reliable, like gold, and the more you accumulate, the more profitable it becomes, Kind of Like Gold.
Here are two ways to get people to purchase from you as a KB Gold Business Distributor. First of all they need to sign up for a monthly purchase plan. This works better for you. Earning for every Euro your clients spend on gold. This is a German Company so they do work in Euros.
Second is you may earn points from purchases of gold through you. For large purchases of KB Gold you earn one point for every ten Euros of gold purchased by your clients.
A minimum of 2500 points a month is required for a standard living. It is possible to survive with 1250 points per month but it won't be enough for a classy life style. Skill lies in trying to attain as much points as possible
This shouldn't be difficult convincing people to move their investments and retirement funds into gold based considering the times we currently live in. It should be in the best interest of companies to maintain an honest business so they can truthfully say The KB Gold Business has awesome potential backing it, and I've spent a good amount of time researching global economies, and less time writing reviews and researching MLM companies.
But I have quite a lot of Experience in Both which makes the information I offer you about KB Gold Business information you can trust.
Interesting facts to know about KB Gold business and the Euro on how KB Gold manages their gold distribution. Casing gold pennies inside credit card style plastic units. These cards are accepted by thousands of corporations and companies across Europe. This is the start of a trend with no end in sight and every reason to grow rapidly.
The company confined its operations within Europe when it was established over 16 years ago and is now on the move to establish its presence worldwide. It has now made it presence felt in regions like India, USA, Africa, Canada, South America, UK, Asia, Middle East, Australia and New Zealand.
Even though this is a founded, reliable company with good history you can be close to the top in your country developing further KB Gold Business down line. This is an outstanding idea and a wise investment opportunity. I would say this is an investment and a business opportunity. I do confess the old fashioned and easy compensation plan will take time to really start paying out but gathering gold while patently waiting is not a bad investment/retirement savings plan idea.
So with that said I give The KB Gold Business 4 stars. It has a lot of plusses but much more of them fall within investment opportunities. Again, they have just begun to expand their campaign to Market KB gold as a business so it is very likely they start investing more money into this aspect as we head more towards a gold driven world the potential exists that this company could provide a much better business opportunity than it currently is and that potential could happen rather quickly.
Best of luck to all your Nome Based Businesses!
Read more: http://www.articlesbase.com/business-articles/secure-your-future-with-the-kb-gold-business-3319243.html#ixzz1KD77e3Fg
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Trading Gold Futures

The Gold Futures Market is another way to make money with gold. However, it is also risky and could cost you a lot of money if you don't know what you are doing.
Traditionally, the futures market was a way for farmers to guarantee a future sales price, with a ready buyer, on crops or livestock that would not be ready for market until some point in the near future. Gold mines starting selling futures contracts as well.
A futures contract traditionally lasted for 30, 60, 90 or 120 days. It was a relatively short-term instrument designed to lock-in profits before actually selling your product. Gold futures were sold in 100 ounce increments. That is, one contract guaranteed the future sales price for 100 ounces of gold.
The buyer of a gold futures contract owns the right to buy (take possession) or sell the underlying 100 ounces of gold for the time period stated in the contract. He pays a relatively small premium to the actual owner of the gold for this right.
The investor (often referred to as a “speculator”) can buy or sell the gold for a stated price during the contract period.
Most speculators never take possession of the underlying commodity. Instead, they bet that the value of gold will either go up (a call contract), or go down (a put contract). If you believe that gold will increase in value, you are “going long”. If you believe that gold is going down in value, you are “going short”
For example, lets assume I buy a “call contract” on 100 ounces of gold valued at $850 an ounce. I have the right to buy the gold from its owner for the stated time period (30,60, 90 or 120 days) at the guaranteed price of $850 per ounce.
If gold increases by $50, I can sell the “contract” and pocket the difference ($50 x 100 ounces = $500).
The reverse is also true. I can buy a “put” contract because I believe the price of gold is going down in the near future. In a “put” contract the owner of the gold, or another investor, guarantees to buy the gold at a set price. If gold goes down in value, they still have to pay the price stated in the futures contract.
For example, lets assume I buy a “put contract” on 100 ounces of gold valued at $800 per ounce. If the price drops to $700 during the contract period, the owner of the gold, or another investor, agrees to pay out the difference ($100 x 100 ounces = $1,000) to whoever owns the contract.
The contract itself can be bought or sold in the futures market to other investors. The value of the contract relies on the following:
1. How much time is left on the Contract.
2. How close to the market-price is the price in the contract
3. How many investors want to buy the contract (supply/demand)
Gold futures contracts that are at or over (under in a put contract) the market price are said to be “in the money”. “In the money” contracts are already profitable for investors and thus they are more expensive. Most speculators buy contracts that are not yet profitable, in the hopes that price changes will bring these contracts “in the money”. The CBOE (Chicago Board of Options Exchange) is the marketplace in the United States where gold futures contracts are bought and sold.
Trading gold futures contracts carries the risk of huge losses as well as profits. If the price of gold goes against your contract, you are on the hook for the difference. They should be viewed as a highly speculative investment with a huge amount of risk. Don't bet money you can't afford to lose.
Learn More about Trading Gold Futures Here!

Gold Options vs. Futures

Gold Options are similar to gold futures except they don't carry the same risk. Options give the buyer the right to control 100 ounces of the precious metal, but, if the market moves against the contract, the most the speculator will lose is his premium. When the market moves against a futures contract, things can get really ugly fast. The speculator can be on the hook for much more than what he paid to purchase the contract in the first place.
For example, lets suppose that you bought a futures contract on gold that has a 90 days left on it before it expires. The market price at the point of purchase is $800 per ounce. Your contract gives you the right to buy/sell gold for $800 an ounce. The market goes against you with 80 days left in the contract and now gold is selling for $750 per ounce. Fifty dollars below your contract.
In this situation, your futures broker would call you and ask you to put more money into your account which is now short 100 ounces x $50 = $500.00. If you refuse, he will sell out your position and you are still obligated to come up with the $500.00. Should you again refuse, he will go to court, get a judgment, and start the collections process.
Things get even nastier as your credit is negatively affected, your paycheck gets garnished and you end up with a lien on your house. You are no longer welcome in any futures brokerage and you wish you never got involved in the futures market. People have literally lost fortunes playing the futures market.
Now, lets pretend you own an option with the same control over 100 ounces of gold. The market goes against you just like in the above scenario. You can ride it out because the most you have to lose is the premium you paid for the option in the first place. If the gold price doesn't go any higher, you've lost that anyway. Now you can sleep at night.
In the futures market, you can put a “stop loss” order that forces your broker to sell into the market, but, you still have to cover whatever your losses were before the stop-loss order is executed. Things could still get crazy. Permit me to illustrate:
You buy a contract for $800. You also tell your broker to sell your contract if gold prices go lower than $798 per ounce. You're still on the hook for the $2 per ounce difference (100 bucks), but you consider this an acceptable risk. This is called a “stop-loss” provision/order and is designed to stop you from losing your shirt. 10 days in gold plunges $50 per ounce. As its falling, your broker is trying to sell your contract into the market. He finally finds a buyer when gold hits $795 per ounce. You guessed it, your liability just got a whole lot greater.
Now the real heart-breaker. Gold recovers after you sold your contract and actually goes up to $820 per ounce. Not only have you lost the profit ($20 per ounce x 100 ounces = $2000); you still owe your brokerage $500.
If you had bought an option instead. You could have waited out the bad and benefited from the positive move in price. Much less risk and far greater potential for a reasonable profit. Options make a whole lot more sense than futures contracts to the conservative investor. You get the same contract (100 ounces of gold), with the same leverage, with the same upside for profit.
What you don't get, is the sleepless nights and constant worry a futures contract can bring.
Get Paul A Drockton M.A.'s Gold Course Here!

Gold and Silver Charts

September bottoms failed to hold for both gold and silver. The price of Gold made a new bottom at around 681$ for spot gold. The price of spot silver traded as low as 8.47$.
Gold support and resistance zones: 541$, 559$, 607$, 638$, 681$ <> 744$, 772$, 845$, 930$, 988$,1032$

Silver support and resistance zones: 5.20$, 6.30$, 7.23$, 8.46$<> 11.03$, 12.02$, 12.59$, 13.07$, 13.73$, 16.48$, 19.44$, 21.34$.

Where is the gold price?

Different views of investors about the direction the course for the price of gold in the future, after having reached its highest level ever.


At the end of last week - when it landed prices of goods and rumored about the possibility of the end of the boom in commodity prices present - it was reported that the international investor George Soros - who runs a hedge fund large, which could raise $ 1.1 billion Menen speculation on the pound sterling in 1992 - sold large quantities of gold and silver by the stockpiling them in the past three years, having made a profit of 65%.


The John Paulson - who also runs a hedge fund and was able to raise more than $ 20 billion of speculation in the U.S. real estate market - has told investors last week that he still invests his own money in gold.


Came the views of Soros and Paulson at a time when the price of gold fell last week by 1.6%, and the price of silver fell by 29%, the biggest drop in 35 years.


It was not a surprise to the decline in gold Soros who predicted a decline because of what he called the bubble that would be inflicted on the yellow metal.


But Paulson predicted higher gold price of 1487 dollars an ounce today to four thousand dollars in the past three or five years.


The British newspaper The Guardian that this divergence of views on the price of gold gives an idea of ​​the extent of uncertainty surrounding the precious metals and other commodities, at least in the short term.


She added that the price of gold and other commodity prices have risen in recent months with rising inflation and falling interest rates, which made investors shy of U.S. bonds and other assets yielding weak to get higher returns.


In addition to falling interest rates, investors turned to other commodities because of falling U.S. dollar exchange rate which is assessed on the basis of these commodities, which make it cheaper for investors from outside the dollar zone.


Added to increase the demand for goods by manufacturers in China with the economic recovery in the United States and Europe.


Therefore prices of gold and silver, cocoa and coffee to record levels in recent weeks, prompting speculation that the end of this climb.
Experts differ on whether prices will continue to rise. According to Deputy Head of Economic Affairs of the Corporation Scotia Capital in Toronto, Derek Holt said that the growth of markets in emerging economies will continue, and that will put pressure on commodity prices.


And expected high oil prices, coffee, copper, cocoa and gold to at least double in the next twenty years.